I would say consult an attorney primarily for the fact that A, you need to be sure how much insurance is available. Florida has a law that requires a defendant or a person who causes an automobile collision … Their insurance company has to disclose in writing the amount of insurance on that car. From there also, the other thing needs to be that you need to know whether that is fair and just, what they’re offering you. Most attorneys that work in this area will give you that opinion without any obligation. Consult an attorney in order to be sure you’re not shortchanged on the amount of insurance and to be sure that the offer is realistic. In other words, what the full value of the case is.