The best way to protect your future is hire a qualified and well-experienced attorney who practices in the area of automobile injuries. He will then get a prognosis or a letter in regard to what your physician believes is going to happen in the future. He will then hire an expert called the life care planner, who can predict what the medical expenses will be, and if there’s any lost wages. In turn, if there is going to be lost wages in the future, then they’ll get an economist who will calculate those wages. Between the life care planner and the economist, you can recover for anything that’s going to happen downstream 20, 30, even 40 years in the future.