Arby’s Data Breach Class Action Lawsuit investigation
Was your debit card compromised after visiting an Arby’s restaurant? If so, you may be legally entitled to financial compensation. Arby’s payment system was recently infected with malware and hackers may have stolen the payment information of over 335,000 debit and credit cards belonging to customs. Those who’s bank account were compromised by hackers during the breach may be eligible to join an Arby’s data breach class action lawsuit.
How the Arby’s data breach was discovered
A number of financial institutions including Visa and Mastercard started noticing a trend during January 2017 that a number of fraudulent transactions were being reported. The fraud departments narrowed it down to Arby’s where the cards are most likely being compromised. This information was first reported by KrebsOnSecurity.
The financial institutions then alerted Arby’s where an investigation was launched to see if their payment systems had been compromised.
A spokesperson for Arby’s Corporate headquarters confirmed their payment systems had been compromised, but it appeared to only be at corporate-owned locations and not those owned by franchisees.
The investigation believes to have found all of the spyware that affected both restaurant’s point of sale system and the corporate offices and eradicated it from the system. Estimated dates that system was compromised ranged from October 25, 2016, thru January 19, 2017.
Damages being investigated for a potential Arby’s class action lawsuit
While these breaches are costly not only for the financial institution and credit unions, it also may greatly inconvenience the customer who ate at Arby’s as well.
When hackers get the payment information from the infected point of sale machines, they then turn to the dark web to sell that information to identity thieves. These thieves will then reprogram the magnetic strip on dummy cards with the stolen information to make huge purchases until the card either runs out of money or the bank becomes aware of the fraud and cancels the card.
This greatly could affect a person’s life if their bank account is emptied and they have a number of bills or payments that are pending or need to be paid for in the future.
Damages from Identity Theft may include:
Fees for ordering replacement debit or credit cards
Overdraft statements or Nonsufficient Funds Fees
Late Fees for power, utility, auto, or house payments
Lowered credit rating
Compromised cards may also lead to undue hardships for victims of the breach
When a person’s bank account is empty, and it takes weeks for the financial institutions to straighten out the fraudulent charges, this waiting period can also bring additional financial hardships. Most people use their debit cards for their daily transactions such as paying for food, gas, and other items necessary items for daily. This can be extremely frustrating for those affected, especially when it happens to them through no fault of their own.
Qualifying for an Arby’s Class Action Lawsuit
If your debit card was compromised, and you also experienced unauthorized for fraudulent charges after visiting an Arby’s location between the months of October and January, then you may be eligible to join an Arby’s class action lawsuit due to damages from the data breach. Arby’s restaurants have a duty to protect their customer’s payment information from being stolen by thieves and failed to keep their systems safe from malware.
Contact our law firm right away for a free consultation to see if you are legally entitled to financial compensation.